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Car Insurance Term: Bodily Injury Liability

If you have auto insurance, or are thinking about getting auto insurance, then you need to know how your policy deals with bodily injury liability. Bodily injury liability refers to your responsibility...

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What Does Personal Injury Protection (PIP) Generally Cover?

If you want to legally drive your car, you need to secure your license, obey all the laws of the roads and make sure to have the proper auto insurance policy required by your state. In many states,...

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Do All Car Insurance Policies Have Personal Injury Protection?

PIP stands for personal injury protection insurance and will cover the medical expenses, lost wages or funeral costs for up to $10,000 for either you or any passenger in your vehicle involved in a...

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PIP or No – Fault Car Insurance

Car insurance can be confusing, especially if you are moving to a different state. Each state has their own laws not only governing the amount of coverage you need to maintain for your auto insurance,...

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Does a PIP Claim Increase My Rate?

Personal Injury Protection, or PIP, originated in 1930 as a way to streamline the litigious nature of insurance claims for accidents. The hope was by moving the fault determination out of the...

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Should I Get Property Damage Liability Only?

It is a fact, to legally own and operate an automobile in the United States, a minimum amount of auto insurance coverage is required in some states. Although the minimum coverage amount is determined...

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How to Make Sure Your Auto Insurance Covers Your Injury

The cost of medical care and health insurance in America is astronomical. Even though health reform measures have been passed, one of the great concerns is that health insurance rates will rise prior...

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PIP Contributes to Rise in Auto Insurance Claims Costs

Auto insurance claims are on the rise across the country according to a new report released by the Insurance Research Council (IRC). The report, issued this week, found that the increase in costs is...

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